It was a sad experience for Segun Adeyemi after he discovered that
his belongings were carted away by a micro finance bank over a
N4,000 debt owed by his wife in Lagos State, western Nigeria.
The incident happened at their residence at 3, Adeyeye street,
Megida area of Ayobo Ipaja on the outskirts of Lagos.
We learnt that among the items the bank carted away include their
matrimonial bed, plasma television, refrigerator, generator, cooking
utensils, cash and other valuables kept in the house.
According to Segun, his wife Remilekun Adeyemi, who is a petty
trader, went to the management of Bisi Cash Micro Finance Bank
whose office is located at Onifade Road Junction in Ayetoro, Ogun
State and borrowed N40,000 to start a business.
He said before she was given the loan, the management first
deducted their own interest from the loan and gave her the balance.
We also gathered that Remilekun also entered into an agreement to
be remitting some amount of the money every week untill she
finished paying back the entire loan.
We also learnt that once a loan beneficiary defaults, all such
person’s property will be consficated, which is the fate Remilekun
has suffered along with her husband.
According to her, she had been dutifully paying the money until it
remained N4,300 balance last week.
She said she was unable to pay last week after their son fell sick
and was rushed to a hospital.
While she was on her way to the hospital, the management of the
bank invaded their home and carted away all their household items.
When Segun went to the management to know why they did so, they
told him that his wife breached the agreement.
They told him that he was also liable because he knew about the
loan and stood as surety for his wife.
When he offered to pay the money in order to take back his
belongings, they refused and claimed that the property now
belonged to them.
When our reporter went to their office on Thursday, the staff
confirmed the incident and said it was part of the agreement the
woman entered with them.
Efforts to contact the manager identified as Shade failed as she
refused to speak on what transpired.
She said they seized the property because of the debt she owed the
bank.
Our investigation revealed that it was not only Segun and his wife
that have found themselves in such predicament. Many other
women whose belongings were seized were seen in the bank
premises bemoaning their plight.
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